Discover exactly what lenders, banks, and funding partners are reviewing and uncover the fastest path to becoming funding ready.
A business term loan provides a lump sum that is repaid over an agreed period. It may fit businesses planning a defined expense, such as equipment or expansion.
What lenders review: Time in business, monthly revenue, credit profile
Check My ReadinessA business line of credit lets an eligible business draw funds up to an approved limit. It may fit owners managing changing cash flow or recurring expenses.
What lenders review: Time in business, monthly revenue, credit profile
Check My ReadinessA merchant cash advance provides an upfront sum in exchange for a portion of future receivables. It may fit businesses with regular sales that can support the repayment structure.
What lenders review: Time in business, monthly revenue, credit profile
Check My ReadinessSBA loans are made by participating lenders and backed in part by the U.S. Small Business Administration. They may fit eligible businesses prepared to document their finances and use of funds.
What lenders review: Time in business, monthly revenue, credit profile
Check My ReadinessRevenue based funding provides capital with repayment connected to a business's revenue under the agreement. It may fit businesses with established revenue that want to evaluate a sales-linked repayment structure.
What lenders review: Time in business, monthly revenue, credit profile
Check My ReadinessStartup funding includes financing options intended to support a newer business. It may fit founders preparing to cover launch costs or invest in their early operations.
What lenders review: Time in business, monthly revenue, credit profile
Check My ReadinessLendable Capital is not a lender. Third-party funding partners offer these programs. Terms and approval depend on each lender.
Whether you're starting, growing, or scaling, we help identify funding pathways based on your current profile.
Click any option to get started with your free assessment
Maxed out personal or business credit lines signal risk to lenders.
Missing basic infrastructure that proves your business is legitimate.
No established history with major business credit bureaus like Dun & Bradstreet.
Unable to prove consistent cash flow over a sufficient period of time.
Mixing personal and business funds or lacking a strong bank rating.
Lenders check for a professional website and consistent business data online.
Your legal structure may not align with specific lender requirements.
Submitting applications for programs where you don't meet the core criteria.
Explore factors that may affect your funding readiness before you apply.
Build the Business Foundation Lenders Want to See. Most businesses are denied because they lack the credibility infrastructure lenders review before approval.
A comprehensive business setup designed to meet strict lender compliance standards.
Become Capital Ready™Share your goals and business profile in one application for a funding specialist to review.
Find answers to the most common questions about our process, loan types, and requirements.
Get Started Now →Lendable Capital is not a lender, bank, or credit repair organization. We do not issue loans, make credit decisions, or guarantee funding outcomes. Our services help connect individuals and business owners with funding partners and readiness resources. Funding approvals, terms, and amounts are determined by third-party lenders and depend on each applicant's unique profile, credit history, and program guidelines.
Apply for business funding or explore your profile with the Funding Readiness Score.
