Lendable Capital

1. Introduction

At Lendable Capital, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and share your data when you visit our website or use our funding platform.

2. Information We Collect

We collect several types of information from and about users of our platform, including: • Personal identification (name, mailing address, email address, phone number, Social Security number). • Financial information (annual income, monthly expenses, bank account details). • Employment history (employer name, job title, length of employment). • Credit data (credit score, payment history, outstanding debts). • Technical data (IP address, browser type, operating system, device identifiers).

3. How We Collect Information

We collect information through three primary channels: • Directly from you: When you fill out application forms, create an account, or contact our support team. • Automatically: As you navigate through the site, we use cookies and tracking technologies to collect technical and usage data. • From third parties: We receive information from credit bureaus, financial institutions, and marketing partners to verify your identity and creditworthiness.

4. How We Use Your Information

We use the information we collect to: • Process and evaluate your loan or funding applications. • Match you with appropriate lenders and financial products. • Personalize your experience on our platform. • Communicate with you about your account, applications, and promotional offers. • Improve our website, products, and customer service. • Comply with legal, regulatory, and security requirements.

5. How We Share Your Information

We may share your personal information with: • Lenders and funding partners: To facilitate the evaluation and fulfillment of loan requests. • Service providers: Third parties who perform services on our behalf, such as data analysis, marketing assistance, and payment processing. • Legal authorities: When required by law, subpoena, or to protect the rights and safety of Lendable Capital or our users. • Business transfers: In connection with any merger, sale of company assets, or acquisition.

6. Your Choices and Rights

You have several rights regarding your personal data: • Access and Correction: You can review and update your personal information through your account settings. • Deletion: You may request the deletion of your data, subject to legal and contractual retention requirements. • Opt-out: You can unsubscribe from marketing emails at any time by clicking the link in the footer of our communications.

7. Data Security

We implement robust security measures, including 256-bit SSL encryption and strict access controls, to protect your sensitive information. We retain your data only as long as necessary to provide our services and comply with legal obligations.

8. Cookies and Tracking

We use cookies to analyze site traffic and remember your preferences. You can choose to disable cookies through your browser settings, though this may limit your ability to use certain features of our platform.

9. Children's Privacy

Lendable Capital is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware of such data collection, we will take immediate steps to delete it.

10. California Privacy Rights

Under the California Consumer Privacy Act (CCPA), California residents have the right to request access to their data, know how it is being shared, and request its deletion. We do not sell your personal information to third parties.

11. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date at the top of the policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please reach out to our Privacy Officer at privacy@capitalbridge.funding.

Disclaimer: This privacy policy is provided as a template for Lendable Capital. Consult with legal counsel to ensure compliance with all applicable privacy laws, including CCPA and GDPR where applicable.