Plan your funding need
Outline startup costs, the purpose of the funds, and your expected path to revenue.
FUNDING PROGRAM GUIDE
Startup Funding
Explore funding options for a new business and prepare the information providers may request.
Lendable Capital is not a lender. Third-party funding providers set their own terms and make their own decisions.
01 / How the program works
How the program works
A look at the process, from planning to repayment.
Prepare your profile
Organize your business plan, financial projections, and relevant personal and business credit information.
Compare options
Review provider requirements and financing terms for options that match your stage and intended use of funds.
Who this program fits
Startup funding can be relevant for a founder launching or growing a newer business who has a clear use for funds and is ready to document the business plan and personal financial profile.
What lenders typically review
Requirements vary by provider, but these are useful areas to prepare.
- Business stage and operating history
- Business plan, projected revenue, and available financial records
- Personal and business credit profiles
- Owner experience, existing debt, and possible guarantees
Benefits and tradeoffs
Potential benefits
- Different funding types can support different startup expenses.
- Preparing your plan and financial records can help you compare options more clearly.
Things to consider
- A limited operating history can narrow available options.
- Some providers may require a personal guarantee, collateral, or other commitments.
Frequently asked questions
What types of funding might a startup explore?
Depending on its circumstances, a startup might explore loans, lines of credit, or other financing. Availability and requirements vary by provider.
Can I explore options before my business earns revenue?
Some providers consider early-stage businesses, but requirements vary. A business plan, projections, and personal financial information may be important.
Will my personal credit be considered?
Many providers review an owner's personal credit, especially when a business has a limited credit history. Requirements vary by provider.
What should a startup prepare?
Start with a clear use of funds, a business plan, reasonable projections, and any available financial and credit records.
Get a clearer picture of your readiness
Explore your funding profile and identify the next steps for your business.
Disclosure
Lendable Capital is not a lender, bank, or credit repair organization. We do not issue loans, make credit decisions, or guarantee funding outcomes. Our services help connect individuals and business owners with funding partners and readiness resources. Funding approvals, terms, and amounts are determined by third-party lenders and depend on each applicant's unique profile, credit history, and program guidelines.