Choose the equipment
Identify the equipment, its cost, and how it supports your business operations.
FUNDING PROGRAM GUIDE
Equipment Financing
Explore financing for equipment your business needs and compare how the purchase and repayment terms fit your plans.
Lendable Capital is not a lender. Third-party funding providers set their own terms and make their own decisions.
01 / How the program works
How the program works
A look at the process, from planning to repayment.
Review financing options
A provider may review your profile and equipment details before presenting terms for the purchase.
Pay as agreed
If you accept an offer, make payments on the schedule in your agreement and understand who owns the equipment.
Who this program fits
Equipment financing may fit a business planning a specific equipment purchase and able to accommodate the payments in its operating budget.
What lenders typically review
Requirements vary by provider, but these are useful areas to prepare.
- Equipment type, cost, and vendor details
- Business revenue and operating history
- Personal and business credit profiles
- Existing debt, down payment, and collateral requirements
Benefits and tradeoffs
Potential benefits
- Financing can support a defined equipment purchase.
- Scheduled payments can help with budgeting.
Things to consider
- Interest, fees, and any down payment affect the total cost.
- Equipment may serve as collateral, and ownership terms vary by agreement.
Frequently asked questions
What equipment can be financed?
Eligible equipment varies by provider and may include vehicles, machinery, or business technology. Ask the provider about the purchase you are planning.
Does the equipment serve as collateral?
Some agreements use the equipment as collateral. A provider may also require other security or a personal guarantee.
What should I compare in an offer?
Review the total cost, down payment, payment schedule, fees, collateral, and ownership terms.
Get a clearer picture of your readiness
Explore your funding profile and identify the next steps for your business.
Disclosure
Lendable Capital is not a lender, bank, or credit repair organization. We do not issue loans, make credit decisions, or guarantee funding outcomes. Our services help connect individuals and business owners with funding partners and readiness resources. Funding approvals, terms, and amounts are determined by third-party lenders and depend on each applicant's unique profile, credit history, and program guidelines.